Terms and Conditions of Service
These terms govern your use of the quinarosel website and portfolio consultation services within Australia.
October 18, 2025
Acceptance of Terms
By using this site or accessing consultation services, you agree to the terms and all related policies. If you disagree, do not use our services or provide personal information.
Definitions
These definitions clarify terminology used throughout the terms and policies.
Consultation means an appointment or service in which your financial documentation is reviewed and feedback provided by a registered advisor.
Personal data refers to any information about you, such as your name, contact, and portfolio documents.
Confidentiality means all personal and portfolio information remains private as outlined in our Privacy Policy.
Australian law is applicable to all services rendered by quinarosel in Australia.
Service Usage
Our services are only for individuals seeking independent portfolio analysis. All communication is direct with the client. No investment decisions are made by us on your behalf.
Eligibility
You must be at least 18 years old to use this website or request a portfolio consultation. Proper identification is required for client onboarding.
Consultations are intended only for adults in Australia.
User Responsibilities
Users must provide accurate information and maintain confidentiality of the communication provided in sessions.
Prohibited Uses
Certain uses of the website and services are strictly forbidden.
Intellectual Property Rights
All website content, trademarks, reports, and consultation materials remain the intellectual property of quinarosel. You are not permitted to reproduce or distribute any part of these materials except as approved for personal use in your case file.
Your Submissions
Any information you supply is your responsibility, and must be lawful and accurate at all times.
Your Content Rights and Controls
You can request copies or deletion of your content, except where records must be kept under compliance laws.
Privacy and Data Protection
We adhere to strict privacy practices as described in our Privacy Policy. Your communications, portfolio documents, and personal details are stored and processed confidentially. For questions or requests, contact our data officer at any time.
See Privacy PolicyDisclaimer of Liability and Results
All reviews and recommendations are analytic and impartial, delivered to inform your planning. Results may vary by individual context.
Important Notice
Consultations do not include direct investment advice. You are responsible for your own investment decisions. Past performance doesn't guarantee future results.
Limitation of Liability
quinarosel is not responsible for outcomes resulting from interpretation or application of portfolio commentary. We make no guarantees, explicit or implied, regarding returns or future conditions.
Indemnification
By using our website and services, you agree to indemnify quinarosel from any losses or claims relating to your use or reliance on consultation findings.
Dispute Resolution Procedure
Should you have concerns, please contact us first to attempt informal resolution before formal steps are taken.
Arbitration
Disputes not resolved informally will be managed through an independent arbitration process in Australia.
This does not affect your rights under applicable Australian law.
Online Dispute Resolution
You may also use the Australian online dispute platform for unresolved complaints regarding professional services.
Read about dispute resolutionSeverability
If any part of these terms is found unenforceable, all other sections remain in effect and enforceable.
Entire Agreement Statement
These terms and linked policies constitute the full agreement between you and quinarosel for all service use.
Applicable Australian Law
These terms are subject to the laws of Australia, regardless of your location or place from which you access this website.
Termination
quinarosel reserves the right to terminate or restrict access without notice if terms are breached, or to protect privacy and compliance.
Changes
Updates to these terms will be posted to this page, with changes taking effect upon posting. Check this section regularly.
Contact for Terms Questions
Reach out via our published contact information for questions about these terms.
Office Email: content@quinarosel.com
Office Phone: +61379789790
Office Address: 1 Bligh Street, Level 26, Sydney, NSW 2000 Australia
Effective as of: October 18, 2025
Version: 2.2