Terms and Conditions of Service

These terms govern your use of the quinarosel website and portfolio consultation services within Australia.

October 18, 2025

Acceptance of Terms

By using this site or accessing consultation services, you agree to the terms and all related policies. If you disagree, do not use our services or provide personal information.

Definitions

These definitions clarify terminology used throughout the terms and policies.

Consultation means an appointment or service in which your financial documentation is reviewed and feedback provided by a registered advisor.

Personal data refers to any information about you, such as your name, contact, and portfolio documents.

Confidentiality means all personal and portfolio information remains private as outlined in our Privacy Policy.

Australian law is applicable to all services rendered by quinarosel in Australia.

Service Usage

Our services are only for individuals seeking independent portfolio analysis. All communication is direct with the client. No investment decisions are made by us on your behalf.

Eligibility

You must be at least 18 years old to use this website or request a portfolio consultation. Proper identification is required for client onboarding.

Consultations are intended only for adults in Australia.

User Responsibilities

Users must provide accurate information and maintain confidentiality of the communication provided in sessions.

Submit only current and truthful information for review during consultations.
Respect confidentiality and never share advice publicly without our written permission.
Use consultation services solely for independent review, not for solicitation or resale.
Consider consultation outcomes as one input; results may vary based on your situation.

Prohibited Uses

Certain uses of the website and services are strictly forbidden.

Engaging in misleading, fraudulent, or illegal activities using our platform or advice.
Sharing or copying feedback for unauthorized commercial purposes.
Posting confidential or proprietary information obtained in sessions publicly.
Misrepresenting your identity or affiliation during the onboarding process.
Using the website or services for third-party marketing or spamming.

Intellectual Property Rights

All website content, trademarks, reports, and consultation materials remain the intellectual property of quinarosel. You are not permitted to reproduce or distribute any part of these materials except as approved for personal use in your case file.

Your Submissions

Any information you supply is your responsibility, and must be lawful and accurate at all times.

Your Content Rights and Controls

You can request copies or deletion of your content, except where records must be kept under compliance laws.

Privacy and Data Protection

We adhere to strict privacy practices as described in our Privacy Policy. Your communications, portfolio documents, and personal details are stored and processed confidentially. For questions or requests, contact our data officer at any time.

See Privacy Policy

Disclaimer of Liability and Results

All reviews and recommendations are analytic and impartial, delivered to inform your planning. Results may vary by individual context.

Important Notice

Consultations do not include direct investment advice. You are responsible for your own investment decisions. Past performance doesn't guarantee future results.

Limitation of Liability

quinarosel is not responsible for outcomes resulting from interpretation or application of portfolio commentary. We make no guarantees, explicit or implied, regarding returns or future conditions.

Indemnification

By using our website and services, you agree to indemnify quinarosel from any losses or claims relating to your use or reliance on consultation findings.

Dispute Resolution Procedure

Should you have concerns, please contact us first to attempt informal resolution before formal steps are taken.

Arbitration

Disputes not resolved informally will be managed through an independent arbitration process in Australia.

This does not affect your rights under applicable Australian law.

Online Dispute Resolution

You may also use the Australian online dispute platform for unresolved complaints regarding professional services.

Read about dispute resolution

Severability

If any part of these terms is found unenforceable, all other sections remain in effect and enforceable.

Entire Agreement Statement

These terms and linked policies constitute the full agreement between you and quinarosel for all service use.

Applicable Australian Law

These terms are subject to the laws of Australia, regardless of your location or place from which you access this website.

Termination

quinarosel reserves the right to terminate or restrict access without notice if terms are breached, or to protect privacy and compliance.

Changes

Updates to these terms will be posted to this page, with changes taking effect upon posting. Check this section regularly.

Contact for Terms Questions

Reach out via our published contact information for questions about these terms.

Office Email: content@quinarosel.com

Office Phone: +61379789790

Office Address: 1 Bligh Street, Level 26, Sydney, NSW 2000 Australia

Effective as of: October 18, 2025

Version: 2.2