Service and Website Disclaimer Statement

Important Reminder

Our analysis does not include direct financial product recommendations.

Portfolio reviews are not substitutes for independent legal or accounting advice.

quinarosel provides analytic reviews and consultation to support informed planning only. No material should be considered as direct investment or legal advice. Results may vary by personal circumstance.

General Notice

All portfolio feedback, analytical commentary, and recommendations are based on independent review of the documentation provided by you and are intended solely as general guidance. Use of the website and consultations does not establish a financial advisor-client relationship or guarantee any specific results. Past performance doesn't guarantee future outcomes.

Limitations of Responsibility

Our liability is limited under all service arrangements.

We accept no responsibility for actions taken solely on the basis of consultation results.

No express or implied guarantee is made regarding future market performance.

Clients are encouraged to seek their own legal or tax advice before any action is undertaken.

Independent findings are not a substitute for other forms of professional guidance.

About Accuracy of Our Service

Every effort is made to ensure reviews and commentary are based on accurate data, but results may be influenced by limitations in documentation supplied by you. Clients are responsible for the material they provide. We do not warrant completeness or suitability for your particular circumstances.

All data is subject to verification and independent judgment.

No Professional Financial or Legal Advice

quinarosel offers only analytic review and feedback services. We do not deliver direct financial or legal advice in any session or report.

External Website Links

Links to third-party websites are provided for informational purposes and do not represent an endorsement. We are not responsible for external content.

Results and Individual Outcomes

Outcomes of analysis or recommendations are influenced by your specific portfolio and situation. No guarantee of identical results is made. Results may vary.

Variations in Performance

Market movements and regulatory changes can affect future results. You must make your own decision about actions to take.

Financial Services and Compliance

We deliver general analytic review services only, not financial advice or licensed product recommendations.

No investment or product is offered or endorsed on this site or in any session.

Fees, rates, and conditions for all consultations are communicated in advance, as required by law.

Clients are responsible for reviewing service agreements and fully understanding consultation scope before proceeding.

Jurisdiction and Legal

Services and website use are governed by Australian law.

Your participation and use of quinarosel's website and services will be governed by the laws and regulatory authorities of Australia only. Any disputes must be handled locally.

Legal requirements or compliance standards may vary by jurisdiction.

Clients are responsible for considering their personal obligations and local rules before making decisions.

Indemnification

Users agree to hold quinarosel harmless from all liability, damages, or losses arising from service use or reliance on consultation.

Severability

If any provision of this disclaimer is found unenforceable, other terms remain in effect.

Modifications

quinarosel may update this disclaimer at any time. Changes are effective upon posting and do not apply retroactively.

Contact

If you have questions about this disclaimer, contact our support team via phone or email.

Office Email: content@quinarosel.com

Office Phone: +61379789790

Office Address: 1 Bligh Street, Level 26, Sydney, NSW 2000 Australia

Effective from: October 1, 2025

Last updated: October 1, 2025